If you have been diagnosed with cancer, one of the last things you want to do is deal with insurance companies and denied claims. However, it is important to understand your rights and how to fight for the coverage you deserve. If you have been denied treatment, it’s time to assert your rights. The task does not have to be overwhelming. We understand you have enough on your plate right now. Reach out to the free programs below to get the help you need today!
Gather Your Records
Insurance companies deny claims for a variety of reasons, but the most common reason is that they do not think the treatment is medically necessary. They may also claim that the treatment is experimental or investigational. Regardless of the reason though, you have the right to appeal the decision. The appeals process can be confusing and frustrating, but it is to remember that you are not alone. There are many resources available to help you navigate appeals process. The first step, however, is gathering your records.
One of the best resources in gathering paperwork is your cancer treatment team. They can help you gather the necessary documentation to support your appeal. Call the office and let them know you need help with a claim denial. They have experts on staff who can guide you in not only obtaining your medical records but also providing support and evidence that your medical claim is valid and should be paid.
Once you have your medical records and support of your care team, there are agencies that can help you fight your claim denial step by step. Here are two with contact information to get started:
Triage Cancer is a national non-profit organization that provides free information and support to cancer patients and their families. Triage Cancer offers a variety of financial assistance education and support programs. To get help with your medical claim denial and appeal, visit their website and complete the questionnaire here https://triagecancer.org/legal-and-financial-navigation-program. For more on the topic of insurance claims and denials, visit https://triagecancer.org/cancer-health-insurance-finances-cost#hi-appeals. If you or a loved one has been diagnosed with cancer and are fighting with the insurance company, Triage Cancer can help. Visit their website today.
The Patient Advocate Foundation
The Patient Advocate Foundation (PAF) offers free nationwide professional case management services by telephone for cancer patients in the US in active treatment or have had treatment within the past six months. This no-cost program pairs you with a case manager who will help you manage your insurance claims denials and get the best possible outcome. Visit the PAF cancer patient advocacy program to learn more and sign up for this completely free service.
You Can Do This!
The appeals process can be time-consuming and stressful, but it is important to remember that you have the right to appeal a denied insurance claim. With the help of your cancer treatment team and the no-cost programs above, you can get the coverage you need to fight cancer.
If you or a loved one has been diagnosed with cancer, we understand how overwhelming it can be. Cancer Care News is here to help. We offer a variety of resources, including financial assistance programs, emotional support services, and gifts for patients. Visit our national directory of free programs and services for cancer patients to learn more about how we can help you through this difficult time.